Originally Posted by
PLOL
Actually it's 5. This is called the 5/24 rule and has been in place for a little while now. You should always check to see if your card falls under the 5/24 rule before applying otherwise you will be auto-denied and you can not get them to reverse their decision. This applies to most Chase cards, but not all. For instance, the Amazon Prime Chase card does not fall under the 5/24 rule. But any card you've opened within 24 months will count towards your 5 cards, even if it's not a Chase card or a card that falls under the 5/24 rule. And you are correct that a big reason they instituted this policy is because of bonus whoring.