Credit card bonus whoring

[Dan Druff]

Starwood American Express

Spend $3,000 in 3 months, get 25,000 Starpoints

Starpoints are worth 2.3 cents each on average, redeemable at Starwood hotels

Annual fee is $0 for the first year, $95 in years after that

https://www.americanexpress.com/us/c...eferred-guest/

[Dan Druff]

Quick! Get these credit cards for Marriott before it vanishes and gets merged into the Starwood rewards program:

http://www.marriott.com/rewards/earn...ard-rewards.mi

[lol wow]

lol why is this a thread when only 3 percent of posters on your horrible site here are even eligible and the rest are lucky to get a capital one 500 dollar limit card

[handicapme]

lol why is this a thread when only 3 percent of posters on your horrible site here are even eligible and the rest are lucky to get a capital one 500 dollar limit card

8post a day is way to much for you...

[ltrainkoja]

is there a general consensus on the best miles card. (or is there a better type travel card) looking to start earning for a free summer vacation

[FR1GHT]

http://slickdeals.net/f/8256561-chas...mos?src=sticky

"Chase is offering 50k Bonus Points ($625 towards travel) w/ $4000 Spent in First 3 Months of Account Opening (normally 40k points) for their Sapphire Preferred Credit Card with $0 Intro Annual Fee for the first year, then $95."

[handicapme]

Citi 2% cash back (1% when you buy and 1% when you pay that amount back) is fucking amazing. No limit with how much cash back you can receive. I've been cycling roughly 20k a month the last few months. Come next week getting a new 65inch and new laptop thanks to citi. Also, 0% APR for the first yr.

[ltrainkoja]

- will look into the chase and citi cards-- appreciate the info

[FR1GHT]

http://slickdeals.net/f/8256557-chas...ent?src=sticky

Chase is offering $150 Cash Back w/ $500 Spent in First 3 Months of Account Opening (normally $100) for new customers of their Chase Freedom Card. Thanks brisar

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
Enjoy new 5% categories every 3 months like Gas Stations, Restaurants, and Select Grocery Stores
Unlimited 1% cash back on all other purchases – it’s automatic Cash Back rewards never expire as long as your account is open

No annual fee

Chase is also offering 10% cash back on Amazon, Zappos, Audible and Diapers.com purchases for all customers (new and current) up to $1,500 from Nov 23 - Dec 31. You must activate the offer by Dec 14 to be eligible for this promotion.

[shortbuspoker]

http://nypost.com/2015/11/18/billion...ium=SocialFlow

Chinese businessman bought a $170 million painting on his Amex black card and got 422,000 airline miles.

:ballin

[OSA]

http://www.hustlermoneyblog.com/best...-card-bonuses/

[OSA]

I tried applying for chase sapphire preferred. Center in Manila told me I would have to wait for more info and that they can't transfer me anywhere. I hung up on them. I guess its useless for me to try to call the lending department today so I will wait till tomorrow to get this expedited.

[IAmProfessionalTalk]

This man has 1500 credit cards.

[Dan Druff]

Citi Thank You Premier

https://www.citi.com/credit-cards/cr...er-credit-card

Spend $3000 in 3 months, get 50,000 "Thank You" points, which can be used in a variety of ways, including $625 worth of airfare

Card's best benefit is 3x points on gas, hotels, cruises, airfare, and other transportation stuff.

[superallah]

druff.

is this true.

[Draymond]

Chase Sapphire Reserve might be an industry game changer:

Annual Fee: $450
Annual Travel Credit of $300 immediately after charging travel (hotels, airfare, rental cars)
100,000 points just to sign up
3x points on all travel INCLUDING restaurants. 1 point for all other stuff
Access to airport lounges

Basically the card only costs $150 a year since $300 is deducted immediately each year. The way I understand it is if you have $300 in hotel charges, the day it posts to your statement it is credited.

The Chase points if you use them through Chase, you get 1.5, so the 100,000 points really equal $1,500 in travel. Of course, if you don't want to travel you can convert the points to gift cards. 100,000 points = $1,000 in gift cards.

Basically the first year you get a $300 travel credit + $1,500 in travel, so $1,850 for $450 annual fee year #1.

Insane offer.

[Sheesfaced]

For any Amazon Prime members, Amazon has a new Visa out with 5% back on all Amazon purchases and no annual fee. Also 2% for restaurants, gas, drugstores, and 1% everywhere else. Pretty dang good deal if you use Amazon much.

https://www.nerdwallet.com/blog/cred...-rewards-card/

[PLOL]

Chase Sapphire Reserve might be an industry game changer:

Annual Fee: $450
Annual Travel Credit of $300 immediately after charging travel (hotels, airfare, rental cars)
100,000 points just to sign up
3x points on all travel INCLUDING restaurants. 1 point for all other stuff
Access to airport lounges

Basically the card only costs $150 a year since $300 is deducted immediately each year. The way I understand it is if you have $300 in hotel charges, the day it posts to your statement it is credited.

The Chase points if you use them through Chase, you get 1.5, so the 100,000 points really equal $1,500 in travel. Of course, if you don't want to travel you can convert the points to gift cards. 100,000 points = $1,000 in gift cards.

Basically the first year you get a $300 travel credit + $1,500 in travel, so $1,850 for $450 annual fee year #1.

Insane offer.

This WAS the best credit card on the market, but a few days ago they took away the 100k points offer and reduced it to 50k, which is the same as the CSP. Also, 1 UR point is actually worth more than 1.5c. it's worth 1.5c/pt in the UR portal, but you can transfer it to other partners where you can get even more than 1.5c/pt. The Points Guy pegs a UR point at 2.1c in their valuation. I think that's a little high. Personally I tend to convert it at 1.8c/pt on average. But if you do a lot of overseas travel and fly first class, there are ways to rape some of the UR transfer partners (I'm talking 10c/pt rape).

Also, the "travel credit" is very flexible. You can use it on hotels and airfare as you would expect, but you can also apply it to things like Uber, public transit, tolls (I'm pretty sure), rental cars, etc. Also, they will re-imburse you for the cost of TSA-pre or Global Entry, which is normally $99 (and is good for 5 years). So now all of a sudden your $450 annual fee is really a $50 annual fee after travel re-reimbursement and TSA-Pre/GE re-reimbursement. Unfortunately I had gotten the CSP less than 6 months before the CSR was rolled out. The CSR is quite a bit better than the CSP (and the CSP was already pretty amazing).

If you think you missed the CSR 100k point bonus, there's still a way to get it. It just requires a little more effort. While the offer is no longer available online, you can still get it by going to a physical Chase branch and applying in person. But do this soon if you're on the fence, because you can only do this for a couple more months and then it'll be 50k points across all platforms. Honestly, even at 50k points, the CSR is probably still the best card on the market for most people, but the difference between CSP and CSR is closer and will depend on how often you travel and dine out. Also, the CSP waives the $95 annual fee for the first year while CSR does not. But whatever you do, don't apply for the regular Chase Sapphire. It's garbage compared to Preferred and Reserve. Though I believe all Chase Sapphires tend to give high credit limits. I was approved for $17k on the spot. Pretty bonkers, since it was almost double my other two cards. You do need excellent credit, though.

The one thing I will knock is the "access to airport lounges" isn't really what it seems. You don't just get access to airport lounges. You get a basic membership to priority pass, which in my opinion is garbage. Even with a Priority Pass you still have to pay $27 to get in a lounge, and even then it's only select lounges that are part of the Priority Pass network. Not worth it, imo.

For any Amazon Prime members, Amazon has a new Visa out with 5% back on all Amazon purchases and no annual fee. Also 2% for restaurants, gas, drugstores, and 1% everywhere else. Pretty dang good deal if you use Amazon much.

It's an okay card, I certainly wouldn't say it's amazing. Unless you're a schmuck you can find a card that gets you an effective 2% back on everything. So essentially you're getting an extra 3% extra back on Amazon by using this card (assuming you don't already have a card like Chase Freedom that occasionally puts Amazon as a 5% back in their rotating quarterly category). So if you spend $2500/yr on Amazon (which is prob a lot more than most people) you're getting an extra $75/yr back. That's okay, but not amazing when you take into consideration there's cards on the market that have effective $1k+ sign-up bonuses. What would make this card amazing is if they gave you 5 UR points per dollar on Amazon purchases instead of 5% cash. Despite being a Chase branded card, they offer the points back in the form of Cash instead of through the UR portal, which is lame. Also, this is only valid if you have Amazon Prime. So there's no annual fee for the card, but if you don't already have Prime then really there's a $99/yr annual fee.

[monsterj]

This WAS the best credit card on the market, but a few days ago they took away the 100k points offer and reduced it to 50k, which is the same as the CSP. Also, 1 UR point is actually worth more than 1.5c. it's worth 1.5c/pt in the UR portal, but you can transfer it to other partners where you can get even more than 1.5c/pt. The Points Guy pegs a UR point at 2.1c in their valuation. I think that's a little high. Personally I tend to convert it at 1.8c/pt on average. But if you do a lot of overseas travel and fly first class, there are ways to rape some of the UR transfer partners (I'm talking 10c/pt rape).

Also, the "travel credit" is very flexible. You can use it on hotels and airfare as you would expect, but you can also apply it to things like Uber, public transit, tolls (I'm pretty sure), rental cars, etc. Also, they will re-imburse you for the cost of TSA-pre or Global Entry, which is normally $99 (and is good for 5 years). So now all of a sudden your $450 annual fee is really a $50 annual fee after travel re-reimbursement and TSA-Pre/GE re-reimbursement. Unfortunately I had gotten the CSP less than 6 months before the CSR was rolled out. The CSR is quite a bit better than the CSP (and the CSP was already pretty amazing).

If you think you missed the CSR 100k point bonus, there's still a way to get it. It just requires a little more effort. While the offer is no longer available online, you can still get it by going to a physical Chase branch and applying in person. But do this soon if you're on the fence, because you can only do this for a couple more months and then it'll be 50k points across all platforms. Honestly, even at 50k points, the CSR is probably still the best card on the market for most people, but the difference between CSP and CSR is closer and will depend on how often you travel and dine out. Also, the CSP waives the $95 annual fee for the first year while CSR does not. But whatever you do, don't apply for the regular Chase Sapphire. It's garbage compared to Preferred and Reserve. Though I believe all Chase Sapphires tend to give high credit limits. I was approved for $17k on the spot. Pretty bonkers, since it was almost double my other two cards. You do need excellent credit, though.

The one thing I will knock is the "access to airport lounges" isn't really what it seems. You don't just get access to airport lounges. You get a basic membership to priority pass, which in my opinion is garbage. Even with a Priority Pass you still have to pay $27 to get in a lounge, and even then it's only select lounges that are part of the Priority Pass network. Not worth it, imo.

For any Amazon Prime members, Amazon has a new Visa out with 5% back on all Amazon purchases and no annual fee. Also 2% for restaurants, gas, drugstores, and 1% everywhere else. Pretty dang good deal if you use Amazon much.

It's an okay card, I certainly wouldn't say it's amazing. Unless you're a schmuck you can find a card that gets you an effective 2% back on everything. So essentially you're getting an extra 3% extra back on Amazon by using this card (assuming you don't already have a card like Chase Freedom that occasionally puts Amazon as a 5% back in their rotating quarterly category). So if you spend $2500/yr on Amazon (which is prob a lot more than most people) you're getting an extra $75/yr back. That's okay, but not amazing when you take into consideration there's cards on the market that have effective $1k+ sign-up bonuses. What would make this card amazing is if they gave you 5 UR points per dollar on Amazon purchases instead of 5% cash. Despite being a Chase branded card, they offer the points back in the form of Cash instead of through the UR portal, which is lame. Also, this is only valid if you have Amazon Prime. So there's no annual fee for the card, but if you don't already have Prime then really there's a $99/yr annual fee.

Are you sure the Priority Pass membership with CSR is the basic membership? I have the Citi Prestige and Amex Plat and they both come with Priority pass(the citi one allows me to bring a guest for free) and neither has to pay a fee to get into the lounges. The lounges aren't anything special though, compared to the centurion lounges or flagship admirals clubs.

[sonatine]

http://slickdeals.net/f/8256561-chas...mos?src=sticky

"Chase is offering 50k Bonus Points ($625 towards travel) w/ $4000 Spent in First 3 Months of Account Opening (normally 40k points) for their Sapphire Preferred Credit Card with $0 Intro Annual Fee for the first year, then $95."

it was bumped to 100k points aka $1k cash or $1500 travel.

nabbed mine in late december, apparently they just dropped it back to 50k point but appear to have lowered the yearly fee...

disregard, bottomset big upped it a few posts later.

but yeah i got mine while the offer lasted and its hot fucking fire.

shout out to infinite airport lounge access.